Minemi AI – Smarter Loans, Faster Finance Solutions

Get Smart Loans with Minimum EMIs

Choose from 20+ banks and get credit on your own terms.

Check loan rates and EMIs
Compare loans and credit cards
Explore credit score-based offers

Trusted by 50,000+ customers across India

We put your interest over Banks interest.

Here's how you stay in control:

Check loan rate and eligibility

Know the amount you qualify for from top banks, Without impacting your credit score

Predict approval chances

Know where you stand before applying — with our insights and score-matching logic.

View credit score and running loans

Get a full view of your credit score and running loans from all banks in seconds.

Check EMI savings & top up offers

Explore options to save on EMIs or get extra funds with ease.

Why Choose MinEMI

We're reimagining how Indians access credit with technology that puts you first.

Your loan advisor & AI negotiator

Our AI works tirelessly to find you the best rates and negotiate terms that traditional advisors might miss.

Built for speed. Approved on your terms

Get instant recommendations and quick approvals without compromising on your requirements.

Paperless. No cold calls, ever

Enjoy a completely digital experience with zero paperwork and no unwanted sales calls.

Join over 50,000+ Indians who have discovered better loan options with MinEMI

How MinEMI Works For You

See personalized loan and EMI options using your credit score and get the best deals from banks

1

Discover your best loan offer

See your eligible loan amount, rate, and EMI. Personalized to your credit profile with no impact on your credit score.

Simple Steps:

Check your credit score for free
See your personalized loan eligibility
View pre-approved rates from multiple lenders
2

Reduce your EMIs & get top-up offers on running loans

Use our algorithm to reduce your EMI based on your credit score and the best rates offered by top banks.

Simple Steps:

Check credit score
Confirm existing EMIs
Get EMI saving & top-up offers
3

AI-Driven Loan Recommendations

Let our AI engine find the most suited loan options from 100+ products in seconds.

Simple Steps:

Answer a few simple questions
Fetch your credit score
Get your best loan matches

Compare Bank Offers for Every Loan Type

Find the perfect loan for your specific needs:

Personal Loan Comparison

Compare personal loan offers from multiple banks to find the lowest EMI and best terms for your needs.

Home Loan Comparison

Find the best home loan rates and terms to make your dream home more affordable.

Car Loan Comparison

Compare car loan options to get on the road with the most favorable financing terms.

In The News

The Tribune

MinEMI, the new-age financial services platform, has announced its innovative approach to loan comparison that prioritizes minimum EMIs for customers.

Read more
Business Standard

MinEMI, a financial services group, has announced its latest funding round to expand its AI-driven loan marketplace across major Indian cities.

Read more
Outlook

MinEMI ropes in top banking partners to provide customers with more comprehensive loan options and better rates.

Read more

Why Trust MinEMI

Backed by credible institutions and industry certifications

CISA Certified

Certified Information Systems Auditor (CISA) ensuring highest security standards

FACE Member

Proud member of the Fintech Association of India (FACE)

Powered by Experian

Credit scores and reports powered by Experian's trusted data

Startup India Registered

Registered under the Startup India program by DPIIT, Government of India.

Committed to the highest standards of data security and customer privacy

Our Lending Partners

Bajaj Housing Finance logo
Aditya Birla Capital logo

More banking partners coming soon...