★ 4.8 · 12,000+ helped

Will your loan get approved? Find out before you apply.

See which lenders are likely to say yes. Free, 2 minutes.

✓ No impact on credit score✓ No spam calls

Why check before you apply

Every application leaves a markEach one is a hard enquiry on your report. Four or five together and lenders tag you credit hungry.

750+ score is not enoughLenders also check how much of your salary already goes to EMIs. High EMI load, low chance.

Every lender has its own rulesOne bank says no where another says yes. We show you where the yes is likely.

How it works

1
Answer a few questionsAmount, salary, work, EMIs. No documents.
2
Verify OTP, we fetch your reportSoft enquiry from Experian. Your score does not move.
3
See chances by lenderYour profile matched against 20+ lenders' live rules. Apply where the odds are best.

Common questions

Does this affect my credit score?

No. We use a soft enquiry to read your report. Only actual loan applications with a lender are hard enquiries.

Is it really free?

Yes. MinEMI earns from partner lenders when a loan is disbursed. You pay nothing to check.

What if my chances are low?

We tell you the reason, such as EMI load or a recent enquiry, and what to fix before applying. No pressure to take a loan.

Who is MinEMI?

A loan facilitation platform run by Easyway Fintech Private Limited, built by ex-bankers, and a member of FACE, the fintech industry body. We are not a lender.

Check once. Apply with confidence.

Free, 2 minutes, no impact on your score.